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Bernie tells Sally that helping him repossess a car won't be such a tough assignment but he doesn't know about the thief who's locked in the trunk. Things get pretty rough for our heroes while a bounty hunter tries to repossess him.
Breaking the law becomes a family affair when Bernie's cousin escapes from jail and asks Bernie for help to visit his dying mother. Then, one escapee becomes two and Bernie finds that his cousin's mother is nowhere near her deathbed.
He has a lot of money, is good at math and can't remember his name. Bernie and Sally have an amnesiac on their hands. They end up in an all-night roam around the city with Mr. X as he tries to remember who he is.