The birth of Delilah's foal helps the Saddle Club girls solve their differences.
A horse switch plan by the Saddle Club girls goes awry and Stevie and Phil call a truce.
Stevie tracks down a legendary 'phantom horse' that has been roaming the countryside. She rescues the neglected mare, names her Belle and is going to keep her.
Stevie was to return a reluctant Belle to its owner. When the mare escapes, Stevie finds her and the pair are allowed to stay reunited.