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What would you do if you found 1 million dollars? Thirteen year old Tim Parker and his underprivileged buddies lives are suddenly changed when a duffel bag containing a million dollars is dropped off on a bike trail they are riding. Unbeknownst to the boys, they are being followed by two criminals, who had tossed the duffel bag out the window of their vehicle while being pursued in a high speed car chase by federal agents.